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Real Estate Tips
Financing Your Home >Finicky Financiers

Buying an old house to fix up has an attraction for many people. If you can find a house with charm and character, a renovation may enable you to create just the living environment that you want. You should start with a good real estate agent to help you locate the right house and recommend lenders who make both acquisition and construction loans.

Financing a renovation is perhaps the most difficult part of the whole project, especially if the house needs extensive work. Few banks will make these loans to people who are not professional developers. You should prepare for your loan application by having a written proposal. It helps to have an engineer's report or architectural plans and to include estimates from contractors covering the costs and timetables for the work to be done. Your real estate agent can help you put together a market analysis of the neighborhood to show that you will not be over-improving the property compared with other homes in the area.

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Real Estate Trivia
Q 
Exactly how many islands are included in the group called the 1000 Islands?
A 
There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State.
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Sandy Gervais, REALTOR®, real estate agent and broker for Farmington, Avon, West Hartford and Burlington, Connecticut home listings, property and land for sale - NUMBER1EXPERT

Sandy Gervais
Re/Max West of the River
3 Waterville Rd.
Farmington, CT 06032
860-677-7535
Fax: 860-678-9045
sandygervais@NUMBER1EXPERT.COM


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